Our fee structure is transparent and database-driven. The deal creator chooses who pays โ buyer, seller, or split 50/50.
๐ Buyer Pays
5โ7%
Fee added on top of the deal amount. Buyer pays deal + platform fee.
Seller receives full deal amount
Common for digital goods
Buyer bears escrow cost
๐ช Seller Pays
5โ7%
Fee deducted from seller's payout. Buyer pays exact deal amount.
Buyer pays exact deal amount
Deducted only on success
No fee for canceled deals
๐ค Split 50/50
ยฝ+ยฝ%
Each party pays half the platform fee. Fair and balanced.
Equal cost sharing
Buyer pays deal + half fee
Seller gets deal โ half fee
Fee Breakdown by Hold Time
Security Level
Hold Duration
Platform Fee
Implementation
Express
Instant Release (0 Days)
5.0%
Direct peer-to-peer verification
Standard
1 โ 3 Days
5.5%
Default escrow audit period
Extended
4 โ 7 Days
6.0%
Enhanced security for high-value items
Maximum
8+ Days
7.0%
Long-term insurance protocol
Flexible Fee Policy โ Deal Creator Chooses
All fees are calculated dynamically based on real-time database settings. The deal creator (seller) selects who pays โ buyer, seller, or split 50/50 โ at the time of creating the deal. The amount shown during deal creation is exactly what will be applied, with no hidden charges.
Frequently Asked Questions
When is the fee actually charged?
The fee is only deducted at the very end of a successful transaction. If a deal is canceled or a dispute is resolved in the buyer's favor, no platform fee is charged to either party.
Can I split the fee with the buyer?
Yes! When creating a deal, choose Split 50/50 and the platform fee will be divided equally โ half added to the buyer's payment and half deducted from your (seller's) payout. You can also choose Buyer Pays or Seller Pays for full flexibility.
Are there any deposit or withdrawal fees?
xrowdeal does not charge for deposits. Standard USDT network (gas) fees apply during withdrawal, which are separate from our platform service fee.
